Frugal In Florida

Remember, I never really listed any of my goals ... but there are a few obvious things, such as save 20% of my income, pantry/freezer challenge and of course, be a little healthier. Yeah, I'm doing somewhat ok...for the most part. Pantry Challenge ... staying focused by posting an update every three days. That does keep me accountable and I definitely keep checking over at Good Cheap Eats to see how they are doing (better than me, that's for sure!) ... I did have a moment (or two) shopping and well, believe I may just extend this right into February. How bad can it possibly be?? The freezers were looking better until that Monday. 20% of income saved . I should note, this is 20% of MY income. Hubby already contributes his max to the 401 and that is fine by me. I am the one that can spend all my dollars without even batting an eyelash (there, I SAID it. I'm a spendthrift at heart) so for me to commit to 20% to savings and STICK with it is stellar.  Of course, during ...

That's odd, just to type it!! Hopefully this year will bring many good things to alot of people.  I love a new year, as much as I love a new month. It's a chance to start new, to start with a clean, white piece of paper and make something happen. I've got goals. I always have goals. I do not always reach them which is my own fault, as I know that I sometimes set the bar too high, with no realistic plan to reach the goal ... but at least I know that! This year, yet again, my primary goal shall be to save, save, SAVE.  And not spend the savings! Sure, I can save, but it doesn't take me long to spend it! I would like to say 25% of my income, but can not commit to that, so I will just save every penny I can and put it away. To jump start that, I will be taking all my change that I currently have in my shoe box (yeah, a shoe box folks) and cash that in to deposit in the savings account! I may also just add that as my workout for the day! How about you ... do you ...

A new month! The LAST month of the year! Oh NO! That means I have to start working on my 2011 goals, getting them lined up, put on a list, prioritized and goodness, make that plan. This is where my new buddy Ammie would come in :) Not to mention, this is the time to really crack down and start saving for the end of the year festivities. We are traveling to see family and well, it shouldn't be a big deal, but apparently, it will be. Oh well, such is life and must be faced and dealt with directly. So lets see ... I'm going to start with my December goals: 1. Lose 10 lbs. Ha. I know. Not realistic in the long run but it sure would be nice to at least get 5! I'm low carbing AND working out again. If you are so inclined to see my work out plan daily, check it out over here (please bear in mind, I'm NOT a professional trainer, nutritionist, etc., this is just stuff I've done in the past and I'm doing it MY way this time) 2. Exercise every stinkin DAY and p...