Posts

Showing posts with the label savings

Debt IS An Emergency!

Image
Let's face it, I am NOT the most ideal person to be telling YOU how to handle your money. I only share what I do and what works for me ... it's obviously not the same for you, or you, or my neighbor, my sister, my best friend and so on. BUT what I do know is this: DEBT IS AN EMERGENCY! And yes, I did make that the biggest font that blogger would let me use. I guess what I'm trying to say is that what works for me or your best friend may NOT work for you ... but as long as you remember the big bold blue words above, you will find what does work for you. I've been having a few issues lately that I've mentioned ... Hubby has been out of work for over 18 months. We call him semi-retired because we were banking on selling the house fast, paying off the mortgage and reducing our household expenses by 50% if not more.  Ahem. That has not happened just yet. Like really not yet.  I came home today, on a MONDAY no less to a $600 quarterly homeowners ins...

2014 - $5 Savings Plan

Image
This year, I am going to try something different as to saving cash at home ... Usually, I save the majority of my singles and just toss them in this basket in the kitchen ... and that is what I give the kids to run to the store to pick up something (buns?) or when we order pizza ... so normally, there is not more than say, $30 in the basket. But its ok, at least this way, I always have cash just "lying around the house" ;-) BUT ... for a REAL savings plan .... I am going to start saving ALL my five dollar bills, you know, the ones with Honest Abe on the front? Yeah, that one! Source   Figure this: if I was to get a single $5 bill a week, after a year, there would be $1,300.00 $260.00 (um, hello, I really need to do math more often by hand ... $1300 would require 260 $5 bills in the year ... which would be 5 $5 bills a week ... basically $25 a week, $100 a month ... or so. Ok ... we return to the normally scheduled post)  Nice savings, don't you think?? Of c...