Week 68 Menu Plan - Using What We Have
I'm starting to think of drastic ways to decrease our spending ... just the other day I calculated we spend $16,000.00 a year on insurance and real estate taxes. The insurance is for the 3 vehicles, the hazard, wind and flood insurance. The taxes is on the house. I didn't even calculate the boat insurance since Hubby deals with that himself ... but I think that's around $3800 a year ... so really, TWENTY THOUSAND dollars a year just for insurance and real estate taxes. YES. We have a serious problem in South Florida. The insurance industry so needs to be overhauled down here ... we have no choice for the wind insurance which runs around $3800 or so a year with a $10,000.00 deductible. If I didn't have a mortgage, I wouldn't have to have it, let alone insure it for the amount they (insurance company) deems is necessary to rebuild the house should a hurricane come through. Not that I would go without insurance. But at least I could say I only want to be insured up ...