Passive Savings Plan

Passive Savings Plan

I figured with the new year starting, I'd share some of my Passive Savings Plans ... it's not rocket science, trust me, BUT I do have a hard time saving money, intentionally and then leaving it alone.  These 4 things work for me and I hope you are able to find something that works for YOU!

Yes, they are all referral links and I will receive a small compensation IF you opt to sign up through one of these programs.  If you prefer not to go through my link, simply google the name of the program and click directly through 😉

Are ANY of you setting goals for the new year? I'm on the fence. I do it every year and then before you know it, it's already August and you are like WTF? The year is more than half over with no hope of achieving some of those goals now!

1.Digit.Digit is a cool little program that sweeps a few pennies to a few dollars per day from your bank account. You will need text messaging for this as they send you a daily text message with your account balances f…

Deconstructing a Watermelom

It's here! It's Here! It's HERE!!!

BBQ Season!
Pool Season! 
It's also time for watermelon! Did you hear me squeal?

Lately, whenever I walk through the produce section at Whole Foods and Publix, I'm amazed at the amount of prepackage, cut up fruit. Like really? $4.99 per pound for YOU to cut up MY fruit?

No thank you.

That's not very kind to my wallet and well, to ME, nothing beats the smell of fresh cut watermelon in the kitchen ... too bad we can't bottle it and sell it as a room freshener! We'd all be rich!


I do understand the fact that some people just don't want the hassle dealing with a whole melon. BUT really, the mini melons they have now days make it much more dealable!

Soon, you will be able to pick up 2 watermelons for a mere $5 or so ... talk about cheap summer yumminess!

And you can promptly cut one a Wednesday evening, AFTER a long day at work.

Yup, you CAN!

Because, really, it's not so very difficult.


Menu Plan - No Spend Week

So here we are, day 4 6 of the NO SPEND WEEK (I instituted this on FRIDAY!) and so far ... so good ;-)  I keep looking at that last shopping post and I'm like, REALLY? The money that was spent won't even give me a full weeks worth of meals!

$80. 3 bags

So, here's what I've got going on and what's planned:

Saturday - Linguini Spaghetti and White Clam Sauce with some grilled ciabatta bread.  We didn't have any linguini, only spaghetti so we made do. Clam stuff in a can from pantry that I bought a year ago ... and the ciabatta bread was in the freezer as well (Costco - I just take out what I need and keep the rest frozen). I even had a nice bottle of Santa Margherita wine from a month or so ago).

Sunday - Chinese Fake Out ... Nope. Didn't happen. 5 hours floating in the pool and we ended up eating Nachos (chips, cheese, salsa and sour cream, nothing fancy at all!) Yup, excellent choice for dinner, don't you think? These were NOT meal worthy as they h…

Staying Focused


The year to date, 5 1/2 months so far (!!??) has really flown by ... I've married my daughter (with the wonderful abilities of a notary public), hosted her wedding reception in our backyard (thanks to a beautiful home that still has not sold), hosted my niece on her very first trip away from home, showed the house what seems to be a million times, ate well, entertained tons of friends and well ... drained the bank accounts.

Ok. Not really drained, as in EMPTY ... but certainly spent more than I normally would.  I'm not sure when I just said f*ck it and stopped keeping track.


And you know me ... I can justify spending that $1.99 for that larger avocado at Trader Joe's 😏 because, you know, those 69 cent avocados from Aldi are like half the size. Never mind that the larger the avocado, the bigger the seed. Whatever.

I guess I just had a moment this evening that made me realize I was "justifying" a tad too much .... hmmm ... buying shitting $4.99…

Grocery Shopping This Past Week


I'm Jan and I am the owner and blogger of Frugal In Florida.

Do not let the following grocery trips fool you.

I've had a slight coming to Jesus while eating hot dogs from the freezer poolside Thursday night.

Seriously. No joke.

Trader Joe's - May 17th, 2017
Total Spent -$82.66 ... all items fit in to 3 smaller Trader Joe's bags. Mission? Cauliflower rice, cauliflower pizza crust AND mashed cauliflower.

2 bags (12 oz) "Jumbo" Shrimp $9.99 each
3 pkgs frozen mac & cheese (the best!) $2.99 each
2 organic frozen pizza crusts $2.99 each (mind you, I went for the cauliflower crust, there were none)
1 lonely bag of riced cauliflower $1.99 (only bag there)
2 16 oz containers of "just chicken" .... cooked, quick protein $6.99 each
1 bottle pink lemonade $2.69
Bottle if cold brew concentrated coffee $7.99
Bowl of chopped slaw $2.99
Ghee $3.99
2 containers of roasted milk chocolate peanuts $3.99 each
Large bag of tortilla chips $3.49
2 large dozen eggs …

Paleo Side of Slaw

For years, and I do mean, like 45 years (!) I would not even go near cole slaw ... the mere thought of that blobby thick mayonnaise cabbage would make me gag.

How nice, huh?

Now? I looooooove a good slaw ... but no, not when it's just a mass of mayo and shredded cabbage tossed in a bowl and called Cole Slaw. No thanks.

So today, I'm giving you the most simpliest, cleanest version of cole slaw you can find ... and please, don't judge my cooking skills on this one, ok?

Thank you!

Ready Freddy?

bag of shredded multi-colored slaw. You know the one with carrots, red cabbage, green cabbage, the works
Tessemae's Lemon Garlic Salad Dressing. You can find this in most grocery stores now in the chilled produce section.

Pull out how much slaw you want.

Shake your bottle of Lemon Garlic really well and drizzle over your slaw.

Toss well.



Just a personal preference but I do NOT dress the slaw ahead of time as it will make it wimpy which may have been another pr…

Paleo Salsa Chicken in the InstantPot

It's time to start using the Instant Pot a little more as the days are getting longer, the sun is up higher and it's getting hotter in the kitchen! Who wants to slave over dinner?

Just a little inside scoop: Hubby has used the thing MORE than me ... he's become the designated cook lately and well, he doesn't always follow the directions and we've had a few flops ...

Back to an EASY meal that only uses a few ingredients.  All you need is the following:

2 pounds of boneless, skinless chicken breast (I started using thighs because they are less expensive AND more flavorful! The bag of frozen thighs at costco is perfect for this!)
1 tsp salt
1 1/2 tsp cumin
black pepper
generous dash of oregano
1 jar chunky salsa (about 2 cups worth - this last time, I used fresh salsa I had in the fridge and it worked out just fine!)


Mix the salt, cumin pepper and oregano in a small bowl and season the chicken on both sides.

Toss them bad boys in the pot and dump the sa…

Paleo / Whole30 Ranch Dressing

I've been making this dressing for a few years now and it's been tweaked quite a bit so I thought, what the heck, let me take a video of how EASY it is to blend and then share the new and improved recipe!

I DO have a video of it but because I'm not savvy on how to edit the damn thing, Blogger tells me it's too large? WTF? *if anyone has a link to some easy video editing tips, by all mean, share them with me, puleeasseee??*  You can  catch it on Instagram or Youtube if you want to see it ... it's just cool how fast it comes together in my opinion!

So.  As you can tell, it's Whole30 Approved, Paleo, Grain Free, Dairy Free, Gluten Free, yada yada yada.

It's also DELICIOUS! Which, seriously, that's all that really matters at the end of the day, right?

I use this on everything, not just salads. I use it to dip my chicken, burgers, pork, shrimp, EVERYTHING ... it  is just plain awesome!

So, here's the new and improved way I've been making it lately:

1 eg…