Budget Time!
I've been having a rough time with the budget lately ... meaning that it needs to keep being tweaked. Partly because I'm taking responsibility for my dad (which um, apparently, I'm not quite as responsible as I thought ... completely blew off the May payment on his Social Security payback stuff) ... and partly because I am just so VERY out of sync with my normal, day to day life. So the other day, at the OFFICE, no less, I tweaked my budget. And according to that spreadsheet, I should STILL have some money leftover at the end of the month. Really? Really. And it's not all that tight, trust me. Just a side note: I've been reading (slowly) through Dave Ramsey's Money Makeover book on the Kindle ... I am maybe only 40% through it ... but it's all common sense for the time being. I was really thrilled that I possibly have HALF of the emergency savings plan up, but then I read that all creditors should be current. I am usually current and up to date. ...